Adventures in the multiverse

The concept of the "multiverse" is a wicked idea. According to  Wikipedia:

The multiverse (or meta-universe) is the hypothetical set of possible universes, including the universe in which we live. Together, these universes comprise everything that exists: the entirety of space, time, matter, energy, and the physical laws and constants that describe them.
The various universes within the multiverse are called "parallel universes", "other universes", or "alternative universes".

It seems that there is some scientific support for the idea that we are living in the multiverse. 

The next time you need to make a decision which has uncertain outcomes, think of the multiverse. Think of 100 versions of yourself, and the different potential outcomes from making that decision. Think in terms of 100 versions of you, splitting off, into different parallel universes.

What decision will result in the best outcome of those 100 different universes?

What decision will result in the worst outcome of those 100 different universes?

What decision is likely to lead to good outcomes in the majority of these different universes?


Sonnie Bailey

Sonnie is the founder and principal of Fairhaven Wealth.

Before founding Fairhaven Wealth, Sonnie worked in the legal and financial services industries for over a decade.

Sonnie first became involved with financial advice as a specialist financial services lawyer. For many years, he was an “adviser of advisers”, reviewing thousands of advice files prepared by hundreds of financial advisers, and providing feedback in relation to the quality and appropriateness of advice; industry best practice; risk management; and regulatory compliance. He has published work in industry publications and spoken at various financial advice conferences.

Sonnie has also worked with banks, investment management firms, insurers, and derivatives providers.

Sonnie has worked as a private client lawyer, focusing on succession, estate planning and trusts. He ran his own legal firm in Australia before relocating to New Zealand. He has also acted in independent trustee and company director positions.

Sonnie is passionate about helping people achieve their goals and manage the risks to which they are exposed.

He has written extensively on his blog, New Zealand Wealth and Risk, which can be found at

Sonnie is married to his wonderful wife Chrissy, and has two young children, Ben and Anna.