Hi! My name is Sonnie. Welcome to my blog. 

This blog is about money, managing risk, and living a life that is in line your values and priorities.

It's not your normal, boring, corporate money blog.

My background

My full name is Sonnie Bailey LLB BCom MEntr DipFincPlan AFA. I'm an Authorised Financial Adviser (AFA). I'm a former lawyer. I've specialised in financial services law and in trust and private client work. I've worked in a professional trustee roles.

As a financial services lawyer/compliance professional I reviewed thousands of financial advice files prepared by hundreds of financial advisers, and spoke with dozens of financial advisers in depth about their business and advice processes.

I write without fear or favour.

I operate my own business and serve no masters. I don't advertise third party services or products or have any commercial incentive for staying on-side with anyone or anything. This blog is independent. Everything I write on this blog is without fear or favour.

The only financial benefit I get out of this blog is that a (very) small portion of readers become clients of my business, Fairhaven Wealth. The main personal benefit I get is that it provides me an avenue for my over-active mind. The fact I can help out a few savvy Kiwis and make some friends is an added bonus. 

I also subscribe to the idea of "strong opinions, weakly held", and reserve the right to change my mind or better articulate my ideas over time, in light of new evidence and different perspectives. 

Take EVERYTHING with a grain of salt

Everything I write is informed by many years of professional experience (and my own personal biases: we all have 'em).

Having said this, I don't know you, and nothing on this blog is personalised to you. (In fact, one of the big themes of this blog is: you do you. Any decision you make should be based on your own unique, idiosyncratic circumstances, needs, objectives, concerns, values, and priorities.)

I also encourage you to take everything you read with a grain of salt, and this blog is no exception. 

Start here

This blog consists of hundreds of articles, published over many years. A good starting point to this blog is my article, The NZ Wealth & Risk Manifesto.

Click on the unicorn below to head down the rabbit hole...

Alternatively, watch/listen to the video below, which gives a good sense of the ethos that drives the content on this site.


Most of all, enjoy! I hope you find the resources on this site useful and interesting 🙂

Get the most out this blog

Sign up to my mailing list to get the most out of this blog. It's free, involves no obligation, and you can unsubscribe at any time.

You'll receive a monthly email with links to the most recent articles, plus exclusive commentary and resources for email subscribers. On top of this, you'll get access to a PDF copy of my book, WEALTH: Simple Tips for Savvy Kiwis, plus a series of emails explaining how to Build Your Own Financial Plan.