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Please note: NZ Wealth & Risk is not an affiliate site. I do not advertise the services or products of third parties. Unsolicited offers to contribute content or guest post will be ignored or rejected. 

My name is Sonnie Bailey (LLB BCom MEntr DipFincPlan AFA). NZ Wealth & Risk is my personal blog.

I’m an Authorised Financial Adviser (AFA) and former lawyer with experience in the financial services and trustee industries. I’m the proud founder of Fairhaven Wealth, which makes this blog possible. 

I’m on a mission against money vampires and empty suits:  institutions and individuals in the financial world who care more about extracting value from their clients than creating value for them.

I write on this site without fear or favour. I’m not pushing products or advertising other people’s services. As much as anything, this website is a response to conflicted remuneration and business structures that see Kiwis receive sales spiels masquerading as advice, rather than the high quality advice they deserve.

I subscribe to the view of having “strong opinions, lightly held”, and reserve the right to change my views (or better articulate them) in the future.

If you have feedback, questions, or suggestions about what you’d like to see on this site, drop me a line. Email me at sonnie@fairhavenwealth.co.nz.


My online course

This course provides an overview in relation to personal insurances, such as life insurance, income protection insurance, trauma/critical illness insurance, and total and permanent disability (TPD) insurance. Most importantly, it puts these insurances into their proper context - as tools for managing certain types of risks.

In 2019 I will be updating this course and charging for it. If you sign up before this, you will be able to access these changes for free.


In 2017 I created the NZ Wealth & Risk podcast. In 2018 I was too busy to continue and it fell by the wayside - but I may pick it up again at some point.  You should be able to find it on any good podcast player if you search "Wealth & Risk NZ". It's available on iTunes here.