July 15, 2022

In early November 2021, Tesla hit a market capitalisation of $1.23 trillion (USD). As I type this, its market cap is just under $700 billion. In early November 2021, Bitcoin hit a market cap of $1.263 trillion. As I write, its market cap is just under $370 billion (USD). From ...

May 23, 2022

If you’re wondering why I’ve slowed down with publishing articles, this is my explanation.TL;DR: I’m absolutely fine! I’m just prioritising other things.BackgroundI’ve been publishing articles on the NZ Wealth & Risk blog regularly since 2014.To put it into personal perspective: I started publishing articles when my son was 2 and ...

April 1, 2022

A lot of people are interested in ethical investing. I’ve written about ethical investing in depth before. In short: I’m ambivalent about the idea. I like that the concept exists, and I like the type of people who find it attractive. But I’m not sure it makes a big difference. ...

March 25, 2022

“You waste years by not being able to waste hours” – Amos Tversky When I started working as a lawyer, I liked the idea of time recording. In fact, before I started practising law, I had been experimenting with recording how I spent my personal time. Way before Fitbits and ...

March 11, 2022

Unhappenings by Edward Aubry is a terrific novel. You should read it.Unhappenings by Edward Aubry is the best time travel story you’ve never heard of.It was published in  2015. In an alternative universe, it was the recipient of many awards. It was raved about by popular personalities who drive book ...

March 11, 2022

I’ve increased fees for Fairhaven Wealth’s services. Again. The price for Fairhaven Wealth’s full planning service has increased from $6,000 to $10,000. The cost of the basic INSIGHT service is staying the same for the time being: $500, although I have also added a $600 tier. (All figures include GST.) ...

February 25, 2022

Consumer NZ is paving a road to hell with good intentions with the way it talks about personal insurance, and especially personal insurance advice. I’m a big fan of Consumer NZ. I pay for membership to access its research and to support its mission.I’ve benefited from Consumer’s guidance when purchasing big ...

January 7, 2022

I am copying this idea off Luke Muehlhauser, who publishes “Media diet” and “Media I’m looking forward to” lists each quarter. I wish more people did this – so why not be the change I want to see in the world? Below is a list of movies and TV shows ...

January 1, 2022

Happy new year! As with 2020 and 2021, I'm starting the year with a list of books I enjoyed reading in the past year, and that I'd recommend to lots of people.These lists seem to be popular with the types of readers I love hearing from! If you read (or ...

December 21, 2021

(Article written on 12 December. Exact figures might change, based on posts and traffic in the last 3 weeks of December 2021.) This year, I've published 37 articles For the first half of the year, I maintained the cadence I've maintained for several years, of a new article every week, ...

December 17, 2021

Being a parent is a huge responsibility.We want the best for our children. When they leave the nest, most of us want to have some comfort knowing that they’re well-equipped to be happy, independent, productive people.Part of this picture is being able to make sound financial decisions.As a result there ...

November 26, 2021

Sometimes, for some people, the smart thing isn’t to maximise the probability of success.Sometimes, it pays to do things that are more likely to fail – where you’ll probably lose money or get nothing for you time. If there is the possibility of a big payout. And you’re in a ...

November 12, 2021

I love consuming media. I love reading, watching, and listening – for entertainment and education. We live in a golden age of media, thanks to the internet. At the touch of a few buttons we have access to an uncountable number of books, articles, podcast episodes, videos, courses, etc. At ...

October 29, 2021

TLDR: High-level thoughts. Less relevant to any specific decision, but more about the lenses through which we see the world, which can in turn inform our decisions.In the last year or so, something weird has happened. I’ve become an optimistic person.This is weird for many reasons, including:The fact I’ve spent most ...

September 24, 2021

In this article, I reflect on my personal situation. However, I hope my candid thoughts prompt you to reflect on your own situation.For the next couple of months at least, I’m reducing the amount of time I spend blogging.I’ll probably keep posting, but not at the weekly cadence of the ...