When it comes to insurance, it can be easy to think in binary, black-or-white terms. You either have it or you don’t have it. When I ask people if about ...

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(Technically, this article should be titled “How WE money” because everything I do, I do it with my wife.) One of the things I pride myself on is providing financial ...

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This week I gave a 30-minute presentation to a group of engineers. I talked about investing and insurance, while emphasising the importance of making financial and lifestyle decisions that are ...

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You’ll never have the “right” amount of insurance, and that’s because we’re dealing with uncertainty. Working out how much insurance you need is hard. You can only tell whether you ...

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If you know anything about me – from meeting me personally, reading this blog, or understanding how my business works – you’ll know that I’m very sensitive to conflicts of ...

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Health insurers don’t provide advisers, let alone consumers, enough information to make rational health insurance decisions. This is my opinion. Let me explain. Last month I attended a professional development ...

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Every so often, I stumble upon an insurance adviser who waxes lyrical on trauma insurance, otherwise known as critical illness insurance. They get really passionate about it. It seems to ...

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Every so often, you’ll read about Kiwis being “under-insured”. Of course you’ll read about this, because the only people who care enough about insurance to create and publicise reports of ...

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  Insurance is a great tool for managing risk. It’s not for everyone, and it doesn’t cover all risks. But it’s a great tool for most people. Life insurance can ...

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Note: I am NOT advocating for my own services here. I don’t recommend specific insurance products, help with applying for insurance and the underwriting process, or assist at time of ...

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I’ve mothballed this article for the time being, until I have time to update it. If you want to be notified when this article is updated (while also getting access ...

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Many insurance advisers provide terrific advice. However, this isn’t always the case. Here are two “red flags” that the advice you’ve received is sub-optimal.  The adviser has recommended the same ...

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I’ve said it before and I’ll say it again: insurance is a vital part of having your financial house in order. We need to manage the catastrophic risks to which ...

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I’m a HUGE advocate for insurance. Most people who are working should have some form of personal insurance.  But I’m also a huge advocate for self-insuring when you can. And a ...

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Many people are under-insured. That’s a fact. We don’t like thinking about worst case scenarios. “Sort out insurance” rarely gets to the top of the to-do list. Insurance can be ...

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