Being a parent is a huge responsibility.We want the best for our children. When they leave the nest, most of us want to have some comfort knowing that they’re well-equipped ...

Read More

Sometimes, for some people, the smart thing isn’t to maximise the probability of success.Sometimes, it pays to do things that are more likely to fail – where you’ll probably lose ...

Read More

TLDR: High-level thoughts. Less relevant to any specific decision, but more about the lenses through which we see the world, which can in turn inform our decisions.In the last year ...

Read More

An investing rule of thumbWhen it comes to investing, I have a personal rule of thumb:If someone offers a high guaranteed return on an investment, I walk in the other ...

Read More

Returns on savings accounts and term deposits are dismal at the moment. As I write this, interest.co.nz lists returns on 12-month term deposit rates from 0.5% to 1.35% (mean of ...

Read More

It’s easy to think that you’re either spending money, or you’re saving it. You draw up a budget. You work out what you spend, and you save the rest. (Alternatively: ...

Read More

Every time I work with a client, I make a bald statement of fact: If you invest in growth-oriented investments, there WILL be times when the value of those investments ...

Read More

Investing actively is great! By this, I’m talking about putting your time, energy, talents, knowledge, and expertise into how you invest. On the other hand, investing passively is great, too. ...

Read More

The idea that there is one specific way to invest, or to manage your financial affairs, is kind of weird. This might seem like I’m contradicting myself, since when I ...

Read More

I was interested in this article on Stuff.co.nz two days ago: “MPs from all sides turn on Treasury, Reserve Bank and Labour over failure to act on housing”. It reminded ...

Read More

Your balance sheet provides a simplified view of assets you own which you can sell relatively easily, and which you can put a relatively stable value on. It omits some ...

Read More

When it comes to personal finance, asset allocation is really, really, really important. I talk about it a lot, because for most people it should be central to how they ...

Read More

Finance is important. It wins wars. Modern finance is one of the drivers for the quality of life we currently enjoy. Money and our financial system enable us to enter ...

Read More

I've watched loads of videos about how to improve my knife skills in the kitchen.My knife skills are better than they were when I was 20. But despite the hours ...

Read More

April 2020 was the S&P 500’s best month in over 30 years. (Since January 1987, to be specific.) During that same month, tens of millions of Americans claimed unemployment benefits. ...

Read More