You’ll never have the “right” amount of insurance, and that’s because we’re dealing with uncertainty. Working out how much insurance you need is hard. You can only tell whether you need insurance with the...
Health insurers don’t provide advisers, let alone consumers, enough information to make rational health insurance decisions. This is my opinion. Let me explain. Last month I attended a professional development event which included presentations...
(To a large extent, this blog is oriented towards money. But when I talk about “wealth” and “risk” it’s important to think in much broader terms. Wealth is not just about money. And managing...
“Maybe all one can do is hope to end up with the right regrets”, wrote Arthur Miller, famed playwright (and husband of Marilyn Munroe for 16 years). There’s a lot of wisdom in that...
I caught up with an old friend recently. He asked why more people don’t borrow money to invest. My first thought was that people borrow money to invest all the time. It’s called property...
(When I talk about embracing “supermodels”, I’m actually talking about embracing “super models”. As in, all Kiwis should care about the policy settings relating to NZ Superannuation. If you were expecting something more salacious,...
(Warning: meandering thoughts. No immediate, actionable takeaways compared to most other articles on this blog. Perhaps a bunch of rationalisations as I try to live less for the future and enjoy the present.) One...
Parents like to help out their children. More broadly, family members like to help out family members. It’s kind of a silly thing to say because it’s so obvious. But the fact that’s the...
I recently presented to a group of lawyers about estate/succession planning in relation to digital assets. I only had 10 minutes to speak so I had to make the presentation as practical and succinct...
I like Simplicity’s range of investment and KiwiSaver products. It’s no secret that I’ve recommended Simplicity products to many of my clients and continue to do so. I’m delighted to hear that Simplicity now...
