Being a parent is a huge responsibility.We want the best for our children. When they leave the nest, most of us want to have some comfort knowing that they’re well-equipped ...
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Sometimes, for some people, the smart thing isn’t to maximise the probability of success.Sometimes, it pays to do things that are more likely to fail – where you’ll probably lose ...
TLDR: High-level thoughts. Less relevant to any specific decision, but more about the lenses through which we see the world, which can in turn inform our decisions.In the last year ...
The books above are fictional, in the sense that they don't exist. (The exception is Luck.) They represent collections of articles from this blog of the past couple of years, ...
Returns on savings accounts and term deposits are dismal at the moment. As I write this, interest.co.nz lists returns on 12-month term deposit rates from 0.5% to 1.35% (mean of ...
Family trusts are less popular than they used to be. There are various reasons for this. Tax benefits are more limited than they once were. Nor are trusts especially helpful ...
Every time I work with a client, I make a bald statement of fact: If you invest in growth-oriented investments, there WILL be times when the value of those investments ...
Earlier this year, my wife and I had to make the difficult decision to put down one of our cats.His name was Ta’ke (Tucky). We loved him. He came into ...
March 2020 was pretty scary. On March 11, the World Health Organisation (WHO) declared COVID-19 to be a pandemic. New Zealand’s 4-tiered Alert Level system was announced on 21 March. ...
I was interested in this article on Stuff.co.nz two days ago: “MPs from all sides turn on Treasury, Reserve Bank and Labour over failure to act on housing”. It reminded ...
New Zealand has had a pretty good run in relation to COVID-19, especially compared with the rest of the world. After more than three months of being free of COVID-19 ...
In honour of the Day of the Dead (2 November) – a moving excerpt about death: “In [the Mexican] tradition… people die three deaths. The first is when our bodies ...
In a previous article, I talked about the fact there are two types of job security: one that relates to your specific role, and another that relates to your ability ...
When I have the privilege of providing financial advice, I ask clients the obvious questions – about their assets and liabilities; their income and expenses; etc. I also ask about ...
Neuroscience research shows that when an expert speaks, parts of your brain actually shut down: In a 2009 study, Emory University School of Medicine scientists led by Gregory Berns, M.D., ...