Category: Planning

How to calculate your asset allocation

The most important thing to get right when investing in financial assets is asset allocation.”Asset allocation” refers to how your funds are invested across different classes of financial...

Are we on the road to ruin?

In this article, I use James Rickards’ book The Road to Ruin as a starting point for talking about predicting “The Future” (singular, rather than plural), “X risks” (or “existential” risks), and the challenges of trying to predict “worldwide financial meltdowns” (whatever that actually means).

Planning for a changing future

When we plan for the future, it’s easy to think that we’re planning for a future that’s similar to the present. But think about how much the world has changed in your own lifetime. Or in the past 50 or 100 years. What will happen in the next 20 or 50 years? This is the context in which we need to plan our long-term future.