(File under: Some terrible financial decisions can be great life decisions, and vice versa.) A few months ago, I took my family on a road trip around the South Island. We stayed in various...
I’ve met a number of people who’ve made a decent amount of money from property investment. I tip my hat to each and every one of them. Below is a consciously arbitrary, tongue-in-cheek, categorisation...
Every now and then I see people recommending a rental property as a great retirement investment. If you have plenty of assets, a rental property might be a good investment as part of a...
“Past performance is no guarantee of future performance” Read the small print of any decent investment offering, and you’ll see something to the effect of “past performance is no guarantee of future performance”. This...
There are two main ways to make money when you invest in property: income (such as rent) and capital gains. Broadly speaking, income yields from property aren’t spectacular at the moment. Especially once you...
On May 24 I wrote my first “tweetstorm” (follow me on Twitter here). I made a number of observations about the FMA’s recent snapshot of NZ’s 1,800 Authorised Financial Advisers (AFAs). One finding in particular...
New subscribers to the NZ Wealth & Risk mailing list receive a Build Your Own Financial Plan series of emails. This series consists of more than a dozen regular emails detailing certain aspects of your...
Any political party is going to support the idea of “housing affordability”. Who wouldn’t! The issue with housing affordability is that it relates to property prices. Broadly speaking, the way to make housing more...
Josh Barro, writing for The New York Times: “Imagine if we bought food the way we buy housing. Instead of buying the food you need right now, you would buy a contract giving you...
I have many questions about investing in residential property. I have my own ideas about some of the answers, but I wish I could have answers that are more satisfactory and align with...