“Past performance is no guarantee of future performance” Read the small print of any decent investment offering, and you’ll see something to the effect of “past performance is...
There are two main ways to make money when you invest in property: income (such as rent) and capital gains. Broadly speaking, income yields from property aren’t spectacular...
On May 24 I wrote my first “tweetstorm” (follow me on Twitter here). I made a number of observations about the FMA’s recent snapshot of NZ’s 1,800 Authorised Financial...
New subscribers to the NZ Wealth & Risk mailing list receive a Build Your Own Financial Plan series of emails. This series consists of more than a dozen regular...
Any political party is going to support the idea of “housing affordability”. Who wouldn’t! The issue with housing affordability is that it relates to property prices. Broadly speaking,...
Josh Barro, writing for The New York Times: “Imagine if we bought food the way we buy housing. Instead of buying the food you need right now, you...
I have many questions about investing in residential property. I have my own ideas about some of the answers, but I wish I could have answers that...
My children recently pulled out our Monopoly board. They’re too young to play, but had fun fooling around with the toy money and the playing pieces. As I...
Something I’ve been thinking about a lot lately is where financial advisers should stand with respect to residential property. Traditionally, advisers have oriented towards advising on financial assets...
The people I have in mind for this article are young couples. They might have a young family. Both have reasonable jobs. They can afford to rent a...
