Don’t be fooled by the 4 percent rule
If you’ve done any research on planning for retirement, you’ve probably come across the 4% rule. It originates from the US (specifically, Trinity University from Texas). This idea,...
Category: Retirement
Drawing on capital during retirement [with video!]
Most online retirement calculators are overly simplistic. They can be a great starting point. Sorted.org.nz’s Retirement planner, for instance, is a terrific resource. (And better than calculators from many...
NZ Super and uncertainty in retirement planning
The future is uncertain. This fact shouldn’t stop us from planning for the future. But we need to plan with an appreciation for this uncertainty. In terms of...
Hannah McQueen crunches the numbers on retirement – with a side dish of fear, uncertainty, and doubt
I’m generally a pretty positive person. I like most people and give them the benefit of the doubt – if anything, I do it to a fault. But...
“Live longer, better” – some thoughts on Lifetime Retirement Income’s recent roadshow
My thoughts on Lifetime Retirement Income’s recent retirement event – “Live longer, better”.
Do you really want to retire? I don’t.
I want to die with my boots on. Not because I’ll need to work, but because I’ll want to. You might be the same. Because work isn’t all about money.
When you realise you may not want to work for longer, there are some implications that follow from this. This article explores some of these implications.
The cost of residential care
It’s common to say that retirement is U-shaped – you spend a lot of money at the start of your retirement, while you’ve still got your health and...
Long-term retirement planning and the uncertain future (speculative)
In my recent post about how much you need to save for retirement, I pointed out many of the specific uncertainties relating to retirement planning, especially for people...
