My son is starting to get into video games. In many games, you have the option between playing on “easy mode” or “hard mode”. Sometimes I think we unnecessarily put our lives on “hard mode”,...
Every now and then I see people recommending a rental property as a great retirement investment. If you have plenty of assets, a rental property might be a good investment as part of a...
If you’ve done any research on planning for retirement, you’ve probably come across the 4% rule. It originates from the US (specifically, Trinity University from Texas). This idea, like many US ideas, has spread...
Most online retirement calculators are overly simplistic. They can be a great starting point. Sorted.org.nz’s Retirement planner, for instance, is a terrific resource. (And better than calculators from many financial institutions *cough which can have...
The future is uncertain. This fact shouldn’t stop us from planning for the future. But we need to plan with an appreciation for this uncertainty. In terms of planning for retirement, for example, many...
I’m generally a pretty positive person. I like most people and give them the benefit of the doubt – if anything, I do it to a fault. But there are some people who rub...
My thoughts on Lifetime Retirement Income’s recent retirement event – “Live longer, better”.
I want to die with my boots on. Not because I’ll need to work, but because I’ll want to. You might be the same. Because work isn’t all about money.
When you realise you may not want to work for longer, there are some implications that follow from this. This article explores some of these implications.
It’s common to say that retirement is U-shaped – you spend a lot of money at the start of your retirement, while you’ve still got your health and you’re enjoying your new-found free time....
In this post I am going to refer to three web-based retirement planning services, and demonstrate how they complement each other. I will use a case study of an NZ couple trying to work...
The folly of predicting market downturns
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How to flawcast your financial future
8 Feb, 2019