Tagged: insurance

Insurance – why I prefer stepped premiums over level premiums

As a general rule, I say “no” to level premiums for personal insurance. Your insurance needs should reduce over time, so if you select level premiums, you may end up locking yourself into unnecessary insurance, gambling for a “win” rather than using insurance to manage risk. Take the stairs: use stepped premiums. 

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Risk management for ballers

An amazing story about George Clooney: Rande Gerber (one of Clooney’s good friends) recently told a story about Clooney inviting 14 of his closest friends to his house on 27 September 2013. Clooney said...

Do I need health insurance?

I’ve mothballed this article for the time being, until I have time to update it. If you want to be notified when this article is updated (while also getting access to lots of other...