“Past performance is no guarantee of future performance” Read the small print of any decent investment offering, and you’ll see something to the effect of “past performance is...
The most important thing to get right when investing in financial assets is asset allocation.”Asset allocation” refers to how your funds are invested across different classes of financial...
If you’re looking for a financial adviser, one of the best places to start is Mary Holm’s list of financial advisers. She doesn’t endorse these advisers, but they...
I like Simplicity’s range of investment and KiwiSaver products. It’s no secret that I’ve recommended Simplicity products to many of my clients and continue to do so. I’m...
People sometimes tell me that they don’t want to take any risks with their investments. I have to tell them that all investments have risks. Even those supposedly...
The purpose of this article isn’t to provide advice about whether financial assets are suitable for you, but to explain some ways you can invest in financial assets...
On May 24 I wrote my first “tweetstorm” (follow me on Twitter here). I made a number of observations about the FMA’s recent snapshot of NZ’s 1,800 Authorised Financial...
In this article, I use James Rickards’ book The Road to Ruin as a starting point for talking about predicting “The Future” (singular, rather than plural), “X risks” (or “existential” risks), and the challenges of trying to predict “worldwide financial meltdowns” (whatever that actually means).
The NZ news media is on a run with terrible personal finance articles. There was the recent suggestion you need $101k by age 30 to have a comfortable...
I was really pleased to see Lifetime Retirement Income develop a “guaranteed income” investment product in 2016. This was followed by Simplicity’s Guaranteed Income Fund the following year, which is available...
