Warren Buffett’s most important lesson
Warren Buffett is an interesting cat. He has long been one of the richest men in the world, and people love to quote him about investing. I’ve done it myself. I think there’s a lot...
Tagged: investing
In theory, I like age tracker funds. In practice, I don’t.
In theory, there’s no difference between theory and practice. In practice, there is. In theory, I like the idea of funds that adjust your investment approach (asset allocation) based on your age. The idea...
Property investors – a tongue-in-cheek typology
I’ve met a number of people who’ve made a decent amount of money from property investment. I tip my hat to each and every one of them. Below is a consciously arbitrary, tongue-in-cheek, categorisation...
If you need to borrow to invest, you can’t afford to borrow to invest
I caught up with an old friend recently. He asked why more people don’t borrow money to invest. My first thought was that people borrow money to invest all the time. It’s called property...
“Past performance is no guarantee of future performance” – especially when it comes to property
“Past performance is no guarantee of future performance” Read the small print of any decent investment offering, and you’ll see something to the effect of “past performance is no guarantee of future performance”. This...
How to calculate your asset allocation
The most important thing to get right when investing in financial assets is asset allocation.”Asset allocation” refers to how your funds are invested across different classes of financial assets, such as shares and bonds....
Should you repay your mortgage or invest?
If you’re looking for a financial adviser, one of the best places to start is Mary Holm’s list of financial advisers. She doesn’t endorse these advisers, but they meet minimum criteria that mean their...
On Simplicity becoming cash flow positive
I like Simplicity’s range of investment and KiwiSaver products. It’s no secret that I’ve recommended Simplicity products to many of my clients and continue to do so. I’m delighted to hear that Simplicity now...
When taking too little risk is risky
People sometimes tell me that they don’t want to take any risks with their investments. I have to tell them that all investments have risks. Even those supposedly “safe” investments like putting money into...
Three ways to invest in financial assets in New Zealand
The purpose of this article isn’t to provide advice about whether financial assets are suitable for you, but to explain some ways you can invest in financial assets in New Zealand. However, the one...