Tagged: risk and return

When taking too little risk is risky

People sometimes tell me that they don’t want to take any risks with their investments. I have to tell them that all investments have risks. Even those supposedly “safe” investments like putting money into...

Guaranteed income funds can’t offer you certainty

I was really pleased to see Lifetime Retirement Income develop a “guaranteed income” investment product in 2016. This was followed by Simplicity’s Guaranteed Income Fund the following year, which is available to KiwiSaver members. I lump these...